Chapter 7
Chapter 7 Bankruptcy: How It Works, Who Qualifies, and What to Expect
The most common form of consumer bankruptcy. Learn who qualifies, what the means test requires, and what debts can be discharged.
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480,000+
Annual US Filings
Per U.S. Courts data
70%
Chapter 7 Cases
Most common filing type
$500–$3,500
Typical Attorney Fees
Chapter 7 range
3–6 Months
Chapter 7 Timeline
From filing to discharge
103,842+ Verified Attorneys
50 States Covered
4,549+ Cities
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Directory
Browse by State
States ranked by annual bankruptcy filings
CA
California
65,000+ filings/yr
TX
Texas
42,000+ filings/yr
FL
Florida
38,000+ filings/yr
NY
New York
28,000+ filings/yr
GA
Georgia
26,000+ filings/yr
IL
Illinois
24,000+ filings/yr
NC
North Carolina
20,000+ filings/yr
PA
Pennsylvania
19,000+ filings/yr
MI
Michigan
18,000+ filings/yr
OH
Ohio
17,000+ filings/yr
TN
Tennessee
16,000+ filings/yr
AL
Alabama
15,000+ filings/yr
Process
How It Works
Finding the right bankruptcy attorney is simple. Follow these four steps to get the legal help you need.
01
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Enter your city, state, or ZIP code to find qualified bankruptcy attorneys near you.
02
Compare Attorneys
Review profiles, practice areas, and firm descriptions to find the best match for your case.
03
Submit Your Case
Fill out a brief form with your case details. Your information is sent directly to the attorney.
04
Get Legal Help
The attorney contacts you directly to discuss your situation and schedule a free consultation.
Resources
Bankruptcy Guides & Articles
Bankruptcy Type Guides
Chapter 13
Chapter 13 Bankruptcy: Save Your Home from Foreclosure
Chapter 13 lets you keep your home by catching up on missed mortgage payments through a 3–5 year court-approved repayment plan.
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Chapter 11
Small Business Bankruptcy: Chapter 11 vs. Subchapter V
Subchapter V of Chapter 11 was designed specifically for small businesses. Here's how it compares to traditional Chapter 11 reorganization.
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Foreclosure
How to Stop Foreclosure with Bankruptcy: A Complete Guide
Filing for bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings. Learn how to use it to save your home.
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Debt Relief
The Automatic Stay: How Bankruptcy Stops Creditor Harassment Immediately
The moment you file, an automatic stay stops all collection calls, lawsuits, wage garnishments, and foreclosures — by federal law.
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Data Journalism
AnalysisData
The Mega Bankruptcy Surge of 2024–2025: Mapping America's Largest Corporate Collapses
Billion-dollar bankruptcies hit a 14-year high in 2024. We mapped every filing over $1B to find the industries, states, and causes driving the surge.
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AnalysisData
50 Famous People Who Filed for Bankruptcy: The Data Behind Celebrity Financial Collapse
From Mike Tyson to Nicolas Cage, celebrity bankruptcies reveal surprising patterns about wealth, spending, and the limits of fame as financial protection.
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AnalysisData
The FTX Bankruptcy: A Data Autopsy of Crypto's Biggest Collapse
FTX lost $32 billion in 72 hours. We break down the numbers behind the fastest collapse in financial history and what it means for crypto regulation.
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